Car Rental

How to Choose a Car Rental Company

There’s a certain security that comes to a frequent traveler when, after arriving at the airport, their rental car is waiting for them, on time and as promised. There are many, many different car rental companies, all promising you different things. There are advantages and disadvantages to each company.

If you’re a frequent traveler, it may be wise for you to set up most of your car rentals with companies that are well represented in all the airports and towns that you travel to. Most of the bigger names, such as Enterprise and Avis will be available almost anywhere you go, not to mention that many rental companies have rewards programs and discounts for travelers who frequently use their cars. If you’re traveling almost exclusively to large cities, you can probably take your pick of car rental companies, choosing whichever company offers you the best deal. However, if you frequently find yourself flying into smaller towns, it may be wise to select a company that is frequently found in some of the smaller airports.

When renting a car for the first time, the insurance options provided to you are often confusing. Basically, you have three options when choosing insurance for a rental car.

Option 1: elect not to take out insurance on your rental car. This means that you will be covered exclusively by your own insurance, and if you should have an accident, the rental company will file a claim against your policy. If you have good car insurance coverage, with a good collision policy, this is probably a good option, especially if you’re confident about your driving skills. Do not select this option if you carry no collision coverage on your own vehicle, because that means that you won’t be covered on your rental car either, and could be stuck with a very large repair bill if something should happen.

Option 2: purchase limited coverage with your car rental agreement. This means that the car rental company will not file a claim against your policy if something should happen, but you will be required to pay a certain amount as a deductible, generally between $200 and $500 dollars. The advantage of this option is that your own policy is not affected, which could drive your rates up.

Option 3: purchase full coverage. This means that you are completely covered, no matter what happens. There is no deductible taken at all by the rental company. However, you will be charged a higher daily rate for the use of the car.

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